<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Plain Cover — guides</title><description>Plain Cover explains Australian private health insurance with real numbers and dated sources — so you can work out what you actually need.</description><link>https://plaincover.com.au/</link><item><title>Medicare Levy Surcharge 2026–27: thresholds, rates and what it costs you</title><link>https://plaincover.com.au/tax/medicare-levy-surcharge-2026-27/</link><guid isPermaLink="true">https://plaincover.com.au/tax/medicare-levy-surcharge-2026-27/</guid><description>The 2026–27 MLS thresholds from the ATO, what the surcharge costs at each income level, and the exact cover that removes it. Updated 17 September 2026.</description><pubDate>Thu, 17 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Private health insurance rebate 2026–27: tiers, percentages and what you actually get back</title><link>https://plaincover.com.au/tax/rebate-tiers/</link><guid isPermaLink="true">https://plaincover.com.au/tax/rebate-tiers/</guid><description>The rebate percentages from 1 April 2026 for every income tier and age band, how to claim it, and the two ways people get it wrong. Checked against the ATO.</description><pubDate>Thu, 17 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>