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Visitors & students
Overseas visitor and student health cover: what your visa requires, what it actually pays for, and how to compare policies.
2 published guides Visa cover requirements are checked against the Department of Home Affairs conditions for each subclass.
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Guides on this topic.
By visa type, because that's what decides your cover
Overseas Visitors Health Cover (OVHC) compared: how the policies differ
OVHC policies differ on visa compliance, excess, doctors' fees and age limits. Five insurers' own published terms side by side, dated November 2026.
Visitor visa 600 health insurance: what condition 8501 requires
Condition 8501 cover must pay at least A$1,000,000 a year. What Home Affairs requires on a 600 visa, and what hospitals and ambulances bill in 2026–27.
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