Hub
Tax & thresholds
The Medicare Levy Surcharge, the government rebate and Lifetime Health Cover loading: what each one costs you this year, and the cover that removes it.
Guides
2026–27 figures, checked against the ATO
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Medicare levy 2025–26: who pays the 2%, and who does not
The Medicare levy is 2% of taxable income. The 2025–26 thresholds, what the levy costs in dollars, who is exempt, and why it is not the surcharge.
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Medicare levy exemption 2025–26: who qualifies, and what it is worth
The three Medicare levy exemption categories for 2025–26, what a full or half exemption is worth in dollars, and how to claim it at question M1.
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Lifetime Health Cover loading: the 2% a year, explained
The LHC loading adds 2% a year to a hospital premium, up to 70%. Your base day, the 1,094-day rule, the 10-year removal, and what each year costs in dollars.
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Private health insurance rebate 2026–27: tiers, percentages and what you actually get back
The rebate percentages from 1 April 2026 for every income tier and age band, how to claim it, and the two ways people get it wrong. Checked against the ATO.
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Medicare Levy Surcharge 2026–27: thresholds, rates and what it costs you
The 2026–27 MLS thresholds from the ATO, what the surcharge costs at each income level, and the exact cover that removes it. Updated 17 September 2026.
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